Chapter 13 was dismissed before payroll deductions were received by trustee

First and foremost, you need to contact your attorney immediately. The dismissal order can be vacated up to ten days after the entry of the order,...

Received summons for credit card Debt

If you were only added as an authorized user and never signed for liability on this account, you cannot be held liable for this debt. I recommend...

I was sued for nonpayment of a credit card debt - is my credit already ruined or would setting up a repayment schedule help?

Your attorney is somewhat correct in that your credit has already been significantly damaged by the credit card company filing a lawsuit against...

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Chapter 7, protect asset

I'm guessing that this is the same person that I just responded to. Ordinary savings are only protected up to $4,000 by the personal property, or...

Bankruptcy/ reasonable, abuse

If the individual has enough in savings to pay off their debts, then a Chapter 7 bankruptcy is not likely the right answer UNLESS the savings are...

I plan to redeem my primary mortgage via chapter 13. Can I include my HELOC loan, now also defaulted, in this process.

If you file for Chapter 13 bankruptcy, not only can you include your HELOC but you must include it and treat it within the Chapter 13 plan. If the...

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Bankruptcy assets/given away

You do not want to transfer large sums of money, or any asset for that matter, to family members, friends or other "insiders" prior to filing for...

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I had a credit card opened fraudulantly in my name, it was opened by my estranged wife. Am I responsible for it?

Bottom line, you cannot be held responsible for a debt that you did not agree to and sign for. The safest route for you at this point is to file...

If I am in a chapter 13 plan and am current with my payments and my husband receives a 15,000 bonus do I need to report it

You absolutely need to report this to your attorney(s). They may be able to negotiate with the trustee for use of the funds for necessary repairs,...

Can my tax refund be garnished while I'm in the middle of filing for chapter 7?

You really need to call your attorney on this one because it depends on several specific facts of your case. If you have creditors that have...