Can a compy ask for credit report when doing a background check

They are definitely allowed to ask. You should look over the fine print of the document you signed giving them permission to do a background...

Can a lender impose fees and court costs on a pay day loan under the Illinois Pay Day Reform Act?

You should see a consumer law attorney about your situation -- most will provide a free consultation. While the judgment may indeed be a barrier...

The Uniform Commercial Code generally makes banks liable for forgeries, but in practice, most banks insert language in their account agreements...

Are overdraft fees legal , how can I get the money back from an overdraft as long as I didn't opt in?

Were the overdrafts caused by checks, automatic payments or debit transactions? My understanding of the new opt-in procedures is that if you don't...

How long does it take for a us federal court judge to issue a ruling in northern district of illinois

It can take anywhere from a week to over a year, depending on the judge and how busy they are at the time. If longer than usual has passed before...

Disputing the tradeline should not change the removal date, which is supposed to run from the date of first delinquency (when you stopped paying...

Selected as the best answer

Is it possible to cancel a written contract based on false & misleading information provided during the verbal interview?

There is an Illinois law covering this type of contract. They are required to give you a three day right to cancel the contract. The statute does...

Should I call the detective back and see whats its about? Because they said they can arrest me on these charges but I dont know

It might not even be a real detective. There are a lot of scam artists out there threatening to arrest people for fraud over alleged debts they...

I received an online payday loan and wasn't able to pay it back.

No, you will not go to jail. Also, many online lenders do not have the proper license to loan in Illinois, so the loan might be unenforceable. I...

Get a ex-parte judgment vacated due to not being served. Found out that all inquires were going to an address I Never lived at.

Yes, it is worth it, but I suggest getting an attorney to assist you. Once the judgment is vacated, you can send a dispute to the credit bureaus,...