My new mortage servicers is Ocwen ,previous with chase for 22 yrs,,i fell behind in my mortage and tried to modify with Ocwen,.

You should see a consumer law attorney about the situation. You might have an argument that the first modification is enforceable, depending on...

My car is listed on my credit report as repoed but it is still in my possession, can I get a title for it after the 1099-c

Did you actually pay off the loan or not? The fact that something is not on your credit report any more, doesn't necessarily mean you don't still...

Debt validation/ and legality of collection in specific state

See a consumer law attorney in Illinois. We have found that many, if not most, online lenders do not have the proper license to make loans in...

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Made settlement with HELOC bank, they are still reporting to Credit Report as Charged Off.

The correct reporting for this situation is paying under a modified payment plan. They should not be reporting it as a charge off, under the...

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I need advice on a collections lawsuit against me for undisputed charges that I had reversed on my credit card.

Whether you are liable will depend on whose story the judge believes and what kind of language is in the documents. Whatever you do, don't ignore...

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Can I be arrested for an unpaid payday loan in Illinois?

You can't be arrested for this. What they can legally do to collect the loan depends on whether they were properly licensed in Illinois when they...

Should a nolle pros count show up as a guilty conviction outcome on an employment background check?

If the background check was from a private company, you have a right to dispute the inaccuracy pursuant to the Fair Credit Reporting Act. Send...

How do I deal with fraud debt and what attorney in Chicago is best for that?

Consumer law/consumer protection attorneys handle this type of case. You are going to need to get the judgment vacated to stop the wage garnishment.

Is it legal to give a collection agency my ex-roommate's SSN and bank account # to a collection agency?

Giving them that information, some of which they may already have, is not going to solve your problem. The collection agency cannot legally take...

Can negative entries be removed from my credit report after the company was fraudulent.

If they truly don't exist anymore, the item should theoretically be removed if you dispute it with whatever credit bureau is listing it. When a...