Archived
Can a collection agency garnish me if they agreed to a payment arrangement?
Patrick's answer
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Answered on January 09, 2012
The most important question related to this claim is: "Did you get the arrangement in writing?". An oral agreement on this kind of matter will be...
Archived
A lawyer located 100 miles away is representing a credit card company for a debt I owe and my small claims trial is tomorrow.
Patrick's answer
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Answered on January 09, 2012
Many firms have out-side attorneys who work for them on an "of-counsel" basis. These attorneys either make their living by doing the travel other...
Archived
Is there any way to prove a debt collector is violating FDCPA and state laws if you cannot record the calls?
Patrick's answer
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Answered on January 09, 2012
It sounds like you are already doing the things you need to do. If they refuse to be recorded, then take notes. Remember to ask for names, and...
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