I had a 30 year mortgage at 8% .I paid on it for 13 years and paid it off early.

You are correct, under a normal fixed rate mortgage you should have paid more than $1,000. You should find an attorney who can file a claim for you.

1st & 2nd mtg discharged CH7 BK in 2009; 1st mtg foreclosed on property in 2012; what happened to 2nd mtg ?

The one point I am not seeing from my colleagues above is that you can bring an action in the Bankruptcy Court. If you've left the state you will...

Bankruptcy effecting foreclosure over 5 years??!!

You are not required to pay the bank any money relating to the debt, but you are still responsible for keeping the property up to code and are...

Selected as the best answer

A couple of matters need to be resolved in your question. The first is that the Trustee isn't interested in the lie about you. The Trustee has the...

Can someone, 14 months into their 5-year Chapter 13 plan, sell their Cook County (IL) home and obtain a bankruptcy discharge?

With court approval you might be allowed to do so, but there are a couple of issues that immediately spring to mind. Why did the value of the...

A Chapter 13 Plan with no plan payments.

Either the Chapter 13 Trustee or the US Trustee could file a motion to have your case dismissed for bad faith. A Chapter 13 is a payment plan...

I got injured at work in March of 2014 and have been off work since then. I am currently receiving workmanscomp, for a torn

You need to hire an attorney. While you will have to pay up to 20% of your eventual settlement to your attorney, the odds are that he would...

Is it correct that the only way federal student loans may be discharged in chapter 7 is if they are 7 years old?

It is absolutely untrue. You will probably not be able to discharge your loans at all. The short answer is that there is no easy way to...

Unsecured lien?

No. Just No. As with Mr. Brewer, I have never heard of an "unsecured lien". A lien is a way of securing a debt, and an unsecured lien is just a...

Why am I receiving a 1099-A and not a 1099-C for my foreclosed property?

This isn't actually a legal problem, it is a paperwork problem. When you file your taxes, include a form 982 which reports to the IRS that the debt...