Can I get my money back? Do I need to hold on to the car until this is corrected?

See a consumer lawyer immediately. Before taking any action. It should not cost anything to consult. At least that is our practice. The...

Will I have to pay the dealership for the 1st payment they made to the bank? I was never told I had to reimburse them.

The answer depends on (1) what the agreement was between you and the dealer and (2) whether the Truth in Lending disclosures accurately reflect...

Alleged credit card debt is over 5 years old in Illinois.

Adverse information may remain on your credit report for 7.5 years after delinquency that led to chargeoff. This is not affected by state statutes...

What happens when you dont go to court for a summons on credit card claim? I

Most likely a judgment was entered against you. Check the docket. A judgment can be vacated relatively easily on motion filed within 30 calendar...

Can I be issued a felony summons?

You are being scammed. Non payment of a loan is not a crime

Can I sue my vehicle finance company for one year harassment?

See a consumer attorney. The answer depends on such matters as whether the calls were received on a cell phone or land line, whether you provided...

You are being scammed. Nonpayment of a loan is not a crime. Report the contact to law enforcement (state Attorney General, Frderal Trade...

The loan contract was one-sided, impossible to meet the terms, fraudulent by forging my name on the down payment receipt.

The key documents are the purchase order and the retail installment contract. If your signature is on those documents and is genuine, you are...

Notify the bank of the receipt of the suspicious wire, follow up the notification in writing, and do not spend the money. If you believe that your...

Can one person be ‘forgiven’ for a loan and not the other?

Generally a creditor may pursue either or both of two borrowers at the creditor's option. The rights of the borrowers between them are a matter of...