You are being scammed. Nonpayment of a loan is not a crime. Report the contact to law enforcement (state Attorney General, Frderal Trade...

The loan contract was one-sided, impossible to meet the terms, fraudulent by forging my name on the down payment receipt.

The key documents are the purchase order and the retail installment contract. If your signature is on those documents and is genuine, you are...

Notify the bank of the receipt of the suspicious wire, follow up the notification in writing, and do not spend the money. If you believe that your...

Can one person be ‘forgiven’ for a loan and not the other?

Generally a creditor may pursue either or both of two borrowers at the creditor's option. The rights of the borrowers between them are a matter of...

How do I dispute a debit card transaction for a security deposit at a hotel?

Dispute the debit in writing with the financial institution. You must do so ASAP and within 2 billing cycles. If they do not correct within 30...

I got a Email from a lawyer stating i am being sued for a payday loan company. I explained that i have not received funds ?

you are being scammed -- do not pay

Motion to quash or vacate?

Have all papers relating to the matter examined by a consumer lawyer immediately. It should not cost you anything to consult (at least that is our...

1. A bank is not required to do business with you and can close your account. 2. You are entitled to the money in it, promptly. 3. Make...

A dismissal without prejudice (1) is not a ruling on the merits, (2) permits one refiling, (3) extends the statute of limitations for a year,...

I did not respond to a debt collections company in 30 days for validation.

The statute on a credit card is five years, measured from default or last payment. You ought to have the letter reviewed by a consumer...