Can a past judgment be revived (a petition to revive judgment) if no collection action was ever taken? and the lien has expired?

Yes. The only grounds of challenge is lack of service in the original case

How can I get my private loan discharged?

Consult a consumer lawyer. We have a class action pending against the Institute itself. It may be possible to do something about private loans.

Show up and demand a trial. Maybe they'll bother bringing a witness and proving a case even though you would appear to be uncollectible. Maybe...

Can a joint bank account be garnished if the funds in the account only belong to one owner?

In Illinois, for purposes of garnishment, citations, etc., each owner of a joint account is presumed to own 100%. Any interested party can come...

Fraud

Have a consumer lawyer review the paperwork you signed. It should not cost you anything to consult (at least that is our practice). Make sure...

I was wondering what could be done about an altered document such as a credit card statement being submitted to the court system

Whether this is actionable may depend on (1) exactly how the document is described by the party offering it (2) whether the substantive information...

Unless they agreed to wait until the 14th, no. Furthermore, they can sell the car at an auction and hold you liable for the difference between the...

Does the statute of limitations apply to debt to cities in Illinois?

We believe it is subject to a 4 year statute. The City of Chicago claims otherwise. This is presently the subject of a lawsuit we have pending in...

Do I incur any fees on a Foreclosure on a deceased family members home , after being summonsed

only persons that signed the note are liable for fees or a deficiency

It’s been over five years and his debt collectors trying to collect

If they have a court order for a wage deduction there is a judgment against you. The 5 years is the statute of limitations for bringing suit on...