Archived
Can I sue my mortgage company to recoup homeowner insurance I already purchased and they refuse to stop charging me monthly for?
Daniel's answer
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Answered on September 05, 2019
You may have a right to cease escrow deposits under Illinois law. It may depend on exactly who your mortgage company is and what type of loan you...
Archived
Is there a 10 day rule for finding someone to purchase your loan ? If they don’t do the dealer have to become the lender ?...
Daniel's answer
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Answered on September 04, 2019
Often car dealer contracts provide that if the paper cannot be sold to a finance company within x days, they can cancel the deal.
Archived
Being sued by a payday loan, I believe the statue of limitation is in place What tells me the start date, signed on 8/11/14?
Daniel's answer
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Answered on September 04, 2019
Generally statutes of limitation run from the later of default or last payment.
Archived
How do I handle legal action against a company out of state?
Daniel's answer
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Answered on September 04, 2019
Consult a consumer lawyer immediately. Financial institutions have been refusing to pay legitimate claims of this sort lately. If an out of state...
Archived
Car was repoed and the tow storage has my property its illegal what is this law?
Daniel's answer
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Answered on September 01, 2019
It is likely that modest charges for inventorying and storing property in a repossessed vehicle would be allowed. We lost this issue in a case...
Archived
What should I do now that the bank denied my check fraud claim twice?
Daniel's answer
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Answered on September 01, 2019
Contact a consumer attorney and sue. Also, move your funds to another bank.
Archived
I am being sued by a debt collector, credit card debt. I cant afford to pay the debt. Its old debt. How can I settle?
Daniel's answer
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Answered on August 31, 2019
Consult an attorney who defends such cases. If it is owned by a debt buyer it is not likely that the plaintiff can prove anything. It should not...
Archived
How is an auto account from a 2014 bankruptcy now showing up on my credit report with late payments in 2016 and 2019?
Daniel's answer
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Answered on August 31, 2019
Have a consumer attorney review the bankruptcy and the actual credit reports. It should not cost you anything to consult (at least that is our...
Archived
This has to do with money ?
Daniel's answer
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Answered on August 30, 2019
You are being asked to commit bank fraud. Paying the $2800 is the least of your worries.
Archived
Can a finance company increase car payment because of a change of payment date ?
Daniel's answer
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Answered on August 30, 2019
If it is an interest bearing contract, shifting the payment date in the future may increase the total amount owed and the amount necessary to be...
