The debt is most likely outside the statute of limitations (5 years) but can remain on your credit report for seven years.

My business has owed loan to creditor and now they are going after my bank account

It is unclear whether the funding company has gone to court and gotten a judgment. If yes, they can enforce it against any bank account or...

Lawyer charging an extra 800$ for me to settle before court for lawyer and court filing costs.

Court costs are incurred upon filing a case. Attorney fees have to be authorized by contract and reasonable. Have a consumer attorney review your...

You first must give written notice of the dispute to Direct Express Card. Prompt notice is usually a condition of any recovery. Then file a...

How can I find out if an collection agency is legitmate or not.

Identifying the agency would help. Are they licensed with the Illinois Department of Financial and Professional Regulation? Have they sent you...

Can a debt appear on credit report after seven years have passed but payments have been made then entire time?

The credit reporting period is not extended by payment. However, the statute of limitations for a lawsuit (either 5 or 10 years, depending on...

Can a company cancel my services and still debit my account for ongoing services?

There are legal restrictions on automatic renewal of contracts and recurring automatic funds transfers. Consult a consumer attorney immediately, as...

I think a fake check was deposited into my bank account. I didn’t spend any of the money. Will I have to owe the bank the money?

If no one received any money from the proceeds of the fake check, the matter should be resolved by simply reversing the credit. If a third party...

You are being scammed. Report to law enforcement.

Auto Fraud / consumer fraud?

Depending on the nature and extent of the damage you may have a good consumer fraud case. See a consumer lawyer promptly. It should not cost you...