Archived
Last year I was summons for old credit card debt that the judge dismissed. Can I use that judge dismissal as proof?
Daniel's answer
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Answered on May 15, 2020
The answer depends on whether the case was dismissed with prejudice. If it was dismissed with prejudice, the debt should no longer be reported. ...
Archived
I need a prosecutor attorney for for a tenant landlord issue ?
Daniel's answer
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Answered on May 13, 2020
The events you describe may violate the Chicago Residential Landlord Tenant Ordinance and Illinois law. However, it is essential that you...
Archived
What are my rights?
Daniel's answer
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Answered on May 11, 2020
Have a consumer attorney familiar with defending collection cases review the facts, including all letters and notices received and your benefits...
Can a roofer tear your roof off after installing for nonpayment
Daniel's answer
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Answered on May 09, 2020
They can sue you for the money if you don't pay them or work out something acceptable to them. They cannot remove your roof. If a debt collection...
Can I cancel my contract with the financial bank without getting my credit damaged and get my money back ?
Daniel's answer
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Answered on May 01, 2020
You have a claim against both the dealer and the financial institution that financed the contract. You may be able to avoid harm to credit by...
Archived
Plaintiff (creditor) requested dismissal of lawsuit without prejudice, then sold account to collections.
Daniel's answer
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Answered on April 27, 2020
There may be some consumer protection violations. Consult a consumer attorney immediately. It should not cost you anything to consult (at least...
Archived
I bought a car from an auction they did not offer me a warranty but as soon as I drove off with the car the engine went out?
Daniel's answer
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Answered on April 27, 2020
Illinois has a 15 day/ 500 mile statutory warranty. Demand that the dealer fix the car, immediately. If they do not , you may have a claim...
Archived
Why has a creditor gone 9 years, with NO contact attempts? HELOC discharged in bankruptcy. Bank marked account "paid" & closed.
Daniel's answer
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Answered on April 25, 2020
The statute of limitations on the lien is the same as on the debt. The industry claims the applicable period is 10 years. I believe it is 5...
What can you do if you noticed an address on your credit report that you have not lived at, and was also on your bank account?
Daniel's answer
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Answered on April 23, 2020
Notify your bank in writing that the address is not yours and that your account was compromised. Complain to the police. Regularly monitor your...
Archived
What kind of lawyer do, I need for private student loans?
Daniel's answer
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Answered on April 20, 2020
If you are claiming that Nelnet is attempting to collect loans from you that you did not take out, contact a consumer lawyer. It should not cost...
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