Archived
I bought a car from an auction they did not offer me a warranty but as soon as I drove off with the car the engine went out?
Daniel's answer
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Answered on April 27, 2020
Illinois has a 15 day/ 500 mile statutory warranty. Demand that the dealer fix the car, immediately. If they do not , you may have a claim...
Archived
Why has a creditor gone 9 years, with NO contact attempts? HELOC discharged in bankruptcy. Bank marked account "paid" & closed.
Daniel's answer
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Answered on April 25, 2020
The statute of limitations on the lien is the same as on the debt. The industry claims the applicable period is 10 years. I believe it is 5...
What can you do if you noticed an address on your credit report that you have not lived at, and was also on your bank account?
Daniel's answer
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Answered on April 23, 2020
Notify your bank in writing that the address is not yours and that your account was compromised. Complain to the police. Regularly monitor your...
Archived
What kind of lawyer do, I need for private student loans?
Daniel's answer
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Answered on April 20, 2020
If you are claiming that Nelnet is attempting to collect loans from you that you did not take out, contact a consumer lawyer. It should not cost...
What are the steps I can take to find out why a process server left his card?
Daniel's answer
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Answered on April 18, 2020
Federal and state court dockets are available on line. Look up your name.
Archived
How do I know if this judgement is still enforceable? Would I be notified if the judgement was renewed?
Daniel's answer
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Answered on April 16, 2020
A 2009 judgment can be enforced for up to 27 years. It must be revived after 7 but that is ministerial. Do not agree to do anything because...
Archived
A petition to revive a judgment against me from January, 2013 for $6,803.59 plus costs is Interim Closed as of 4-15-20. ?
Daniel's answer
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Answered on April 16, 2020
A judgment can be revived any number of times within 20 years (for 2013 judgment, reduced to 10 for certain judgments entered after 1/1/20). ...
What Should I Do About This? Can I Sue Them For This? Want To Get Out Of This Bad Deal.
Daniel's answer
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Answered on April 15, 2020
See a consumer protection attorney immediately. Failure to disclose substantial damage is a consumer fraud violation. It should not cost you...
Debt collector serving summons at UPS Store Mailbox?
Daniel's answer
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Answered on April 10, 2020
It would not be sufficient service on an individual unless by special order of court. With respect to a corporation, the question is whether the...
Archived
A woman fraudently charged my credit cards, how do I get my money back?
Daniel's answer
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Answered on April 02, 2020
Your principal recourse is against the card issuer. Make sure you notify them immediately and in writing. A claim against the fraudster is...