Is my auto loan bank doing illegal practices?

You or your accountant or a consumer lawyer should replicate the interest computations. On an interest bearing loan, there should be no difference...

Do debt collectors need to send required disclosures?

There may be a violation, although not the one you are thinking of. The violation is placing the debt on your credit report without contacting you...

Arbitrators do not collect debts. You are being scammed. Provide no information or money. Report the call to your state Attorney General and the...

Civil debts are not part of a criminal record. It is likely to appear on your credit reports with the 3 major bureaus as a paid collection item.

What rights are available to consumers regarding debt collection and practices during the pandemic?

Under Illinois law a hospital (not other types of medical providers) must offer a reasonable payment plan. I suggest that you contact the hospital...

A license from the Indiana Department of Financial Institutions is required to lend to Indiana residents. There are also interest rate caps. ...

Consult a consumer lawyer. You will need all 3 of your credit reports, all correspondence with the bureaus or the furnisher of information, and...

Do i?

Consult a consumer attorney. Banks tend to deny fraud claims that should be allowed. It should not cost you anything to consult (at least that is...

"Balance billing" for amounts which you do not owe because of Medicare or Medicaid restrictions (or the provisions of insurance) violates the Fair...

It means dismissed for want of prosecution. It is a dismissal without prejudice. The plaintiff can either move to reinstate it or refile it ONCE.