You may have claims against both the secured party and the repo company. Whether the case is worthwhile requires consideration of the terms of...

You may have a valid claim. Whether you do depends on your agreement and the facts regarding the chargebacks. Consult an attorney as soon as...

What you describe is a normal consequence of paying late under an interest-bearing contract. If your contract is interest bearing, it is provided...

This is a scam. Provide no information or money. Report the communication to your state Attorney General and the Federal Trade Commission.

In Ilinois, accounts cannot be frozen without a court judgment. If your accounts were frozen, they must have a judgment. Your question requires...

Unless there is a contract provision permitting you to exchange the car, you do not have the right to do so. Illinois has a statutory warranty...

The loan is made unenforceable by Illinois law. You cannot be sued. You are under no obligation to repay it to anyone.

Even if the service is not proper, if the docket shows that the plaintiff claims you were served, you should file a motion, not ignore the claimed...

These internet loans are not enforceable. You will not be sued. You are not required to repay them.

If you made late payments or deferred payments on an interest bearing loan, it does not amortize as quickly.