Archived
How can an FDCPA violations complaint be filed when the violations started in an ongoing foreclosure and are still continuing?
Daniel's answer
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Answered on January 14, 2021
Tolling may not apply in the situation you outline. Have an attorney who regularly practices in the area review the facts and documents...
Credit check allowed 32 days after signing application?
Daniel's answer
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Answered on January 14, 2021
They are entitled to check your credit as long as they have a permissible purpose or you consented in writing. Extending credit is a permissible...
Archived
My auto loan changed their name
Daniel's answer
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Answered on January 13, 2021
Changes of name, assignments, mergers, and the like do not affect your obligation.
Archived
Why would a company I was just hired in to as a virtual Customer Support Officer want to open a business account in my name?
Daniel's answer
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Answered on January 13, 2021
A social security number for reporting purposes is common but a driver's license for a position that doesn't require driving and an account in...
Archived
How do i go about handling a summons from a debt collecter?
Daniel's answer
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Answered on January 13, 2021
Consult an attorney who regularly defends collection cases. It should not cost you anything to consult (at least that is our practice). They...
Archived
Is it grand theft auto if the city tows or boots your car?
Daniel's answer
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Answered on January 12, 2021
No, immobilization of vehicles is authorized by statute.
Archived
Money is stolen from saving account while I am out of the country. Bank states I didn't let them know in time and will pay me.
Daniel's answer
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Answered on January 12, 2021
Consult a consumer attorney immediately. Make sure you have notified bank in writing. Information needed includes your statements, any...
Archived
Dealer is playing me around with my title docs?
Daniel's answer
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Answered on January 11, 2021
A seller has an obligation to provide title documents, but is entitled to a reasonable time in which to do so. All states have agencies that...
Archived
A business company took out money with out permission how can I resolve this issue?
Daniel's answer
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Answered on January 11, 2021
Complain to the bank from which the money was taken that an unauthorized fund transfer has been made. Confirm in writing. If the money is not...
What do banks do when you inherit a home with a HELOC?
Daniel's answer
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Answered on January 11, 2021
A federal law known as the Garn St. Germain Act entitles you to continue making payments on the loan according to its terms. It is 12 U.S. Code...