Illinois has a statutory warranty good for 15 days/ 500 miles on cars with less than 150,000 miles. If you report a problem within that period and...

There is no such thing. Could it be "notice of motion"? Are you asking for the court to do something? If any significant amount of money is...

Any debt collector that is legitimate will document a settlement offer. The fact that they refuse to do so indicates that you should not settle...

The scenario you describe potentially violates the Electronic Funds Transfer Act and regulations. Consult a consumer attorney immediately.

How can I give a car back to the dealership without damaging my credit ?

Returning a car to the dealer or finance company is the same as a repossession and will damage your credit. Try selling the car (take it to Carmax...

The only way in which a credit card company has a lien on a home is if it obtained a judgment and recorded a memorandum of the judgment. A...

The Secretary of State's police unit regulates car dealers in Illinois. I suggest that you complain to them first; they can often get problem...

Illinois does not presently limit the rate of interest that can be charged on a retail installment contract (what you have). There is a bill that...

I settled my debt with a debt buyer, do I still need to file an appearance?

What you need to do is check immediately after the hearing to make certain that the order you agreed to is entered. Filing the order creates...

Technically, the FDCPA says you can tell a collector to cease contact altogether, not just use one method. Proposed CFPB regulations give you the...