See a consumer lawyer immediately. The statutes of limitation on certain relevant claims may be one year.

BankFinancial held my checking/savings hostage after my mom passed away even though I was clearly a joint account holder. Legal?

Have an attorney review the documents relating to your dealings with the bank. Is it possible that the bank exercised a right of setoff, using the...

I recently bought a 2021 ChevroletSilverado 2500HD and the same day the check engine came on. What are my rights as a customer?

Have another dealer look at it. If they cannot tell you what the problem is, contact GM Zone. Make sure all communications are documented.

Can a dealership just break a contract because of an agreement and then take the vehicle back after you were approved?

You may have a right to enforce the contract as written and/or recover damages. Under no circumstances should you agree to pay more. You are...

Consult a lawyer that regularly defends collection cases. You will generally do better with one than without. Most debt buyers cannot prove...

How does a settled credit card account stay on your credit report ?

It remains for 7 years from chargeoff or 7.5 years from the first date of the delinquency that led to the chargeoff. Subsequent settlement/...

What happens when a payday loan company gives you a loan for over 36% after the new law was signed in Illinois?

It is illegal to make loans over 36% and they are void as to principal and interest. Unlicensed lenders were making loans over the internet before...

Unverified debt on my account

Tender your 1/3 of the cleaning bill and any other legitimate expenses. Send a certified letter to the three credit bureaus and the furnisher (...

You are being scammed. Provide no information or money. The statute of limitations on this sort of debt is unclear, but it is not more than...

Does IL cap law apply to existing loans?

It does not apply to existing loans.