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What should I do? Especially if they try to send a judgement against me because they thought I didn’t send anything to dispute
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Answered on April 26, 2021
If you have proof you sent a dispute to their address you disputed the debt. If they take any action that is not permissible given the dispute...
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Can I sue a small business for taking money out of my account without my permission?
Daniel's answer
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Answered on April 21, 2021
Your main legal recourse is against your bank. Dispute the debit immediately and confirm it in writing. If they do not reverse the debit consult a...
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Is this a scam?
Daniel's answer
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Answered on April 20, 2021
This sounds like a scam. Process servers in Illinois generally do not announce in advance that they intend to serve you. Check the local court...
Someone used my name on this loan how can I remove my name ?
Daniel's answer
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Answered on April 18, 2021
File a police report and the ID theft affidavit found on the websites of the Illinois Attorney General and Federal Trade Commission. Send them...
Is there a maximum interest rate for personal to company loan, and company to personal loan in Illinois? Thanks!
Daniel's answer
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Answered on April 16, 2021
There is no limit on loans made for business purposes. Loans for personal, family or household purposes had and continue to have a maximum rate of...
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My mom passed we voluntarily surrendered her car. She is the only one on the loan ? Do we owe the deficiency?
Daniel's answer
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Answered on April 13, 2021
Only mother's estate (if any) is liable. Children are not liable for mother's debts. Any attempt by a third party debt collector to suggest that...
Archived
How do I get the debt collectors and bills to stop
Daniel's answer
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Answered on April 11, 2021
Have a consumer lawyer review the letters and calls to see if they violate the law. It should not cost you anything to consult (at least that is...
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I just heard I am going to be served with legal papers regardinga checking account from 15 yearsago?
Daniel's answer
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Answered on April 09, 2021
There are many scam calls of this nature. Any such debt is likely beyond the statute of limitations. Provide no information or money. See if you...
What can I do about this fraudulent account that was opened without my knowledge?
Daniel's answer
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Answered on April 08, 2021
If you have not suffered any harm and no one is trying to collect money from you that you do not owe, there is unlikely to be any legal claim.
Can a debt collector get payments in their name if they don't own the debt?
Daniel's answer
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Answered on April 08, 2021
A collector can get payments in its name even if it does not own the debt. You can contact the clinic and find out if they authorized the...