This is a scam. Ignore. Provide no information or money.

This sort of call is a common scam. If you do not receive a written "notice of debt," ignore. Call violates the law but pursuing the scammer is...

"mediators" do not collect debts -- this is almost certainly a scam

Consider the possibility that the call is a scam. Did they send you a "notice of debt" as is required by federal law? What authority do they have...

Illinois has a statutory 15 day/ 500 mile warranty covering the drivetrain and basic merchantability. It applies if car has less than 150,000...

Landlords often obtain background check reports from entities that are credit bureaus, but not the three majors (Equifax, Experian, Trans Union). ...

What should I do? Especially if they try to send a judgement against me because they thought I didn’t send anything to dispute

If you have proof you sent a dispute to their address you disputed the debt. If they take any action that is not permissible given the dispute...

Can I sue a small business for taking money out of my account without my permission?

Your main legal recourse is against your bank. Dispute the debit immediately and confirm it in writing. If they do not reverse the debit consult a...

Is this a scam?

This sounds like a scam. Process servers in Illinois generally do not announce in advance that they intend to serve you. Check the local court...

File a police report and the ID theft affidavit found on the websites of the Illinois Attorney General and Federal Trade Commission. Send them...