Notice prior to suit is generally not required except for hospital bills. Most collectors will give notice because any communication other than...

Probably not. At one point the city was claiming that there was no limitations period applicable to water debts. I believe they have retreated...

Your premise is incorrect. A small claim may be served by certified mail. Any summons may be served on a member of the household over 13 with a...

Probably nothing will happen unless you default. The best thing you can do is pay the account in full and close it.

Have a consumer attorney review the correspondence and papers for any FDCPA or other violation. It should not cost you anything to have it...

If, as is likely, the lender is not licensed by the Indiana Department of Financial Institutions, the loan is unenforceable; indeed, you may have a...

no reputable business will ask you to pay money using Apple Pay Cards or similar cards

Social Security and 401k benefits are exempt in Illinois from garnishment by a credit card company. You should get a lawyer to defend the case,...

You are probably required to arbitrate but action can be taken. See a consumer attorney immediately. It should not cost you anything to consult...

Consult a consumer protecton lawyer and have them review the facts and documents. Many dealers provide in their papers that if they cannot sell...