The debtor can specify what debt a payment is to be applied to, if that is shown by either your payment instrument or the receipt. Have a...

You need to have the vehicle examined thoroughly -- another dealer in the make/ model -- and a list of defects compiled, promptly. Give...

The answer depends on such facts as whether you are within the warranty period and Ford has been unable to fix the problem. See a consumer lawyer.

You are not liable for his debts. The finance company can enforce its lien. It may offer you opportunity to take over loan for car; whether you...

1. The loan is not enforceable. 2. There are substantial statutory damages against the lender. 3. Most Internet lenders do not report to...

There is no right of action under the Municipal Code or the Federal Trade Commission Act. The right of action under the Uniform Deceptive Trade...

The terms of the document control. If a loan does not specify a rate of interest the statutory rate of 5% applies. If it says that it is interest...

Consumer lawyers will file Fair Credit Reporting Act cases (what you have) for statutory fees. You must dispute the info with the credit bureaus...

Obtain the case number (bank would have, or look up docket on line). A garnishment requires service and a judgment. If a judgment was entered...

The dealer that sold it to you is liable to return your money. There is a warranty of title that was breached. If you are satisfied that the car...