This appears to be a scam. Do not pay or provide information. Report to law enforcement.

Whether you have a good claim depends on exactly what is wrong with the car. If the problem is a crash part that can be readily fixed, probably...

No reputable creditor or debt collector would send this, which grossly misstates your rights. An unpaid loan can be discharged in bankruptcy and...

This is a scam. Next they will want you to provide account information or pay money.

You are being scammed. Do not pay.

If your question is whether diversity of citizenship jurisdiction can be created by giving a power of attorney to a citizen of a different state,...

You may have a claim. Have a consumer attorney review the matter

You need to make certain that no judgment is entered against you, even if you pay. Follow the instructions on the summons. Cook County...

There is a possible violation. An attorney would need to see the credit agreement and account statements to tell.

Depending on the content, spam texts are a violation of law if you were on the Do Not Call list or instructed the spammer not to call, and you...