Can we be taken to court over a truck that was repossessed over 6 yrs ago?

Consult an attorney before doing anything. The answer will usually depend on whether the contract was a loan (usually, but always, you deal...

I'm being sued for a accumulation of a couple hospital bills. Not sure what to do or what my rights are.

In Illinois most hospital bills are governed by the five-year statute of limitations for contracts not wholly in writing. A bill for an elective...

I need help my i was scammed out of 998 plus got charged 20 bank fees for a bogus check that was sent to me

This is a very common scam. The check was undoubtedly counterfeit. Under no circumstances should anyone ever agree to deposit funds on condition...

Whats the worse that can happen to me with two unpaid payday loans....can my paycheck get garnished and can my checking account

First, "loans" that you did not authorize or receive are a recurrent problem. You are not liable. Report the attempted collection of such a loan...

Am I obligated to pay a collector if the creditor has written off the debt?

Charging off a debt does not affect the debtor's liability. It merely means that the debt can no longer be carried as a valid receivable on the...

Can a bank charge off a loan secured by land when you are not late on payments?

If you have an executed loan modification, it is binding whether or not the bank can find its copy. Whether a loan can be declared to be in...

Legal owner of a Vehical

If the title to the vehicle is in your name (or your name with the security interest of a lender noted), it is yours, and he cannot take it from you.

Subject to the Fair Debt Collection Practices Act prohibition against harassment and the statute of limitations, they can continue to collect the...

Do collection activities pertaining to a court ordered judgment qualify under the Fair Debt Collection Practices Act?

The Fair Debt Collection Practices Act generally applies to persons who "regularly" collect or attempt to collect (a) delinquent consumer-purpose...

You are not personally liable for a spouse's debts. Assets in your name are not subject to seizure unless they were placed in your name by a...