You are entitled, within 30 days, to an "adverse action notice" stating the reasons why any account with a credit feature (a credit card, some...

Can a lender reinstate a lien after they've sent a written release?

No. The lender is entitled to collect its payment and can take action to reinstate the lien if it wants.

I can't pay to my car. what's best way to get rid of from my car? One person can finance to car the same time? with score 724

If you have a car that you cannot afford, you are always better off selling it or trading it in for a more affordable car. If it is repossessed...

I have 3 payday loans which I can no longer make pymts. one for $300, $500, $300. plus an installment loan.

These sound like internet loans. If so, ask your local department of financial institutions or attorney general's office whether they are licensed...

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My mom has a lawyer trying to collect for a bad check from19 years ago threatening that she could be arrested...is this legit?

The longest Indiana statute of limitation that could apply is 6 years. Such calls are typically scams. Provide no information or money. ...

Can a Payday loan company keep hitting your bank account indefintely?

Under the Electronic Funds Transfer Act, a person has the right to cancel an ACH authorization at any time. Give written notice to both the bank...

I have a warrant for my arrest in the state of Texas for a payday loan I neglected to pay back, I do I go about fixing this?

First, make sure there really is a warrant. Generally nonpayment of a debt is not a crime. The fact that a debt collector claims that there is a...

Defaulted Payday loans in Alabama

Not repaying a debt is not a crime.

I was sent an order of default. I mixed the date up and missed my court date. What can I do?

In Illinois a judgment can be easily vacated within 30 days (calendar) after entry. It is unclear if a judgment has already been entered against...

Can I sue them for damages caused or to make them stop

Contact a consumer attorney. Immobilization of a vehicle is legally the same as repossession, and requires specified notices and procedures.