Can a debt collector serve a citation to discover assets to my bank after they already won a decision for wage garnishment?

It appears they are looking for more money. You have the right to assert a "wildcard" exemption for $4,000 from the account. That can be asserted...

Are satisfied judgments (which were not made by default or confession) capable of being vacated?

If you have a satisfaction you file a motion to vacate/ dismiss, attaching it, with notice to the judgment creditor. You are entilted to vacation/...

Can a car dealership share your personal information with out a credit application fill out or signed

A prospective purchaser of your credit obligation has a permissible purpose for obtaining your credit report, even without your written consent.

My bank withdrew $500.00 out of my checking account. They said it is for a withdrawl that happened on 12/1 and it put my account

You are entitled to reversal of the debit and any fees or charges imposed as a result. Inform the bank and follow up in writing.

How can my bank continually put charges through my account instead of rejecting them if there is not enough cash to cover it?

Overdraft protection requires your agreement. You should obtain all of the documents relating to the account and make sure you did not agree. Ask...

What steps should I take to resolve a default judgement from an old credit card debt?

The current amount owed is $1600 plus costs plus 9% simple interest for the period from entry to present. That being said, the creditor probably...

What documents must a "junk debt buyer" present in court at trial?

The answer depends on the nature of the case; for example, credit cards often do not involve an executed contract. You should hire an attorney to...

You need to challenge this by a letter to each credit bureau that is misreporting the item. Send a copy to Santander. If they do not correct in...

I mailed my payment, creditor still had my account frozen, can I sue for damages?

1. Send a letter (always use regular as well as certified mail, or fax if you can) stating that you have tendered full payment (make sure you...

My car was repo-ed back in 2010 and Well Fargo is still reporting it as a charge-off, every month! Is this legal?

A chargeoff implies a loss on the account and there isn't one in this case. Depending on what is being reported, Wells Fargo may be violating the...