How do I work with a debt collector?

A collector that refuses to provide a statement is suspicious. How do you know they have a right to collect anything? You are not required to...

Received a court letter, notice of motion. Collection Co. said I don't have to show up. It's not even from same County.

Never ignore a summons. Follow the instructions on the summons to the letter notwithstanding any oral statements to the contrary. Your daughter...

Can a 2 year old bankruptcy be used to deny a credit card?

Yes. The card company is not obligated to do business with you. It can refused to issue a card for any reason other than your race, religion,...

I need some advise on a debt collection letter.

The statute of limitations is most likely 5 or 10 years. There is an argument that a 2 year statute under the Federal Communications Act applies...

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Can I be bound to the terms of a new lease if I signed as a guarantor on an old lease that expired over a year ago?

Unless the original guaranty clearly stated that you were guaranteeing any and all obligations that your son would ever incur with the landlord,...

I was trying to get a personal loan and I got swindled by a company for $194. Is there anything I can do to get my money back.

People who ask that you pay money in advance in order to get a loan are generally scammers, especially if done over the Internet. The only...

Can I sue a bank?

Dispute the debits with the bank in writing if you have not already done so. If they fail to promptly resolve the matter to your satisfaction (30...

Go to the courthouse. Apply for a waiver of fees. It sounds like you would qualify. File an appearance, make all court dates, and demand a...

What happened to our business line of credit?

If no live person is obligated on the loan, you should do nothing and just let the statute of limitations (5 or 10 years, depending on whether the...

I was denied for a personal loan and now I am being pursued for money that I didn't know I even received. Can that be done?

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...