Archived
They repossessed my car last year put it on my credit now they are harassing me about payments can they do that?
Daniel's answer
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Answered on November 18, 2015
Generally, you remain liable for any deficiency between the amount owed and the amount obtained for the car. The sale has to be commercially...
Archived
Trying to see how much can legal representation cost or consultation for advice regarding trying to garnish my wages
Daniel's answer
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Answered on November 17, 2015
Contact an attorney who defends consumer debt cases immediately. Get them a copy of all papers relating to the lawsuit. It is unclear if you have...
Archived
I unknowingly deposited a counterfeit check to a bank. Once the check cleared i withdrew half. Now im getting sued by my bank
Daniel's answer
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Answered on November 16, 2015
I am afraid the bank is right. One who endorses and deposits a check warrants that it is good. Not the other way around. I suggest trying to...
Archived
Can a car finance company sue me for a loan I got when I was 17
Daniel's answer
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Answered on November 14, 2015
The statute of limitations is either 4 years if a retail installment contract or 6 years if a note to a financial institution. It is measured from...
Archived
Can my employer garnish my wages without a court order based on (740 IL CS 170/) Illinois Wage Assignment Act?
Daniel's answer
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Answered on November 13, 2015
A wage assignment may be cancelled by written notice to the creditor and the employer, under federal law. I suggest you exercise that right by...
Archived
Judgement- lien -property
Daniel's answer
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Answered on November 09, 2015
If they get a judgment they can put a lien on any real property you own. Enforcing it is another matter, as they would have to pay off your...
Archived
I recently got sued for a very old debt and there are multiple states involved. Curious as to how statute of limitations works?
Daniel's answer
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Answered on November 07, 2015
Illinois applies its own statute (5 years for ordinary credit cards, probably 4 years for charge card usable only at single merchant for sale of...
Archived
I have a judgement against both my company and me personally. The court entered the judgment against me personally for $1,200.
Daniel's answer
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Answered on November 06, 2015
Illinois law permits a judgment debtor to file a motion to permit the amount of the judgment plus costs plus 9% interest to be tendered into court....
Archived
I opted in on a class action law suit for non paid overtime work,etc. I have been told I must give a deposition or opt out now?
Daniel's answer
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Answered on November 06, 2015
Anyone who becomes a plaintiff in a lawsuit must be prepared to give testimony. Furthermore, if you put the other side to the trouble of defending...
Archived
What action can I take over multiple emails harassing me for money to pay back payday loans that I never took out?
Daniel's answer
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Answered on November 05, 2015
Threats of the nature you describe are indicative of scammers. Report them to law enforcement (state Attorney General, Consumer Financial...
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