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Will it damage my credit to close a paid off credit card account but still charges me $200.00 in fees and costs yearly.
Daniel's answer
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Answered on December 01, 2015
This depends in part on the remainder of your credit report, but one factor contributing to your credit score is the proportion of your available...
Archived
I have a payday loan co. Saying I didn't pay them 2 yrs ago. What should I do?
Daniel's answer
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Answered on November 30, 2015
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
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What are my options for getting a bank account levy removed? The debt is legitimate and the funds in my account are not exempt.
Daniel's answer
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Answered on November 30, 2015
If there is less than 4,000 in the account, go to court and claim your "wildcard" exemption for that amount.
Archived
Liability of Auto Dealer & Lender wrongly reporting to Credit Bureaus?
Daniel's answer
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Answered on November 30, 2015
You need to write to the bureaus with a copy to dealership asking to delete the tradeline for the second loan because you cancelled it. There is...
Archived
Breached the peace
Daniel's answer
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Answered on November 29, 2015
It probably is although there are fact issues in such cases as to exactly what happened
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I cashed few checks from someone and they came back saying closed account. I didn't know it now I owe 4100.00
Daniel's answer
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Answered on November 26, 2015
I am afraid you are liable. The person who endorses and deposits a check (you) warrants to the bank that the checks are valid and good. Work out...
Archived
Has anyone heard of Access Processing payday loans online? They keep calling me saying they are going to subpoena.
Daniel's answer
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Answered on November 25, 2015
Calls of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Archived
What happens next? Is the bank acct back in my possession. Can the bank continue to file the discovery of assets towards my acc?
Daniel's answer
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Answered on November 25, 2015
They can continue collection activity until they are paid in full, but you have an exemption for the 1st $4,000 in a bank account. You need to...
Archived
Can adult children be held responsible for a deceased parents debts?
Daniel's answer
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Answered on November 25, 2015
No. Children are generally not liable for the debts of parents. A reverse mortgage is nonrecourse and the only source of payment is the property....
Archived
What can I do to have them stop contacting me? Can I sue them for vicious harassment?
Daniel's answer
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Answered on November 24, 2015
Calls of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...