Archived
Is it a violation of FCRA or other laws for a mortgage lender to perform hard credit pulls post-bankruptcy?
Daniel's answer
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Answered on February 17, 2016
If you have been discharged on the note and no longer have any relationship to the property, the credit pulls may be illegal. We have filed cases...
Archived
What legal rights to do I have against Car loan that repossessed my vehicle claiming I didn't pay?
Daniel's answer
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Answered on February 12, 2016
If you have proof that they cashed checks or otherwise received funds, you have a wrongful repossession case. See a consumer lawyer promptly.
Archived
What can I do about a debt collector calling and threatening an arrest warrant due to an unpaid payday loan June 2014?
Daniel's answer
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Answered on February 11, 2016
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Archived
I'd this legal? Can they file criminal charges? Can I go to jail over a payday loan?
Daniel's answer
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Answered on February 09, 2016
You are being scammed. Nonpayment of a loan is not a crime. Report the threat to law enforcement (state Attorney General, Federal Trade...
Archived
Is it illegal to not to have this written within our promissory notes. If so dose this breach the agreement between the lender
Daniel's answer
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Answered on February 09, 2016
You need to show your loan agreement and any related documents, including applications, approval letters, advertising, and anything else indicating...
Archived
Should the bank have better investigated the check before providing the money?
Daniel's answer
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Answered on February 08, 2016
I am afraid that you are liable for the overdraft. A person who endorses and deposits a check warrants that it is valid and good. The bank...
Archived
OK so I had someone call me and say they was going to come to my job andget me for check fraud but the loan was online
Daniel's answer
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Answered on February 05, 2016
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Archived
What can happen for not paying back an online payday loan?
Daniel's answer
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Answered on February 04, 2016
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Archived
Are the "litigators" contacting me for a PayDay loan that I never received scamming? Should I fight this in court or disregard?
Daniel's answer
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Answered on February 02, 2016
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Company called Jcc called it's a scam. They called said I owe a payday loan from 6 to7 years. Ask for paperwork they said no.
Daniel's answer
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Answered on January 28, 2016
You are being scammed. No legitimate debt collector will refuse to provide paperwork.
Also, the statute of limitations in Texas is four years.