Medical bills Credit report

Illinois law requires that a hospital offer a payment plan before sending a bill to collection. There are also provisions for charity care. Your...

How do I go about counter-suing the collection agency. Is this mis-reprensation?

Bring the documents to a consumer attorney immediately. If the documents are in fact phony this violates the Fair Debt Collection Practices Act as...

Calls of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

This is not legal. To preserve your rights (Electronic Funds Transfer Act for debit cards, Truth in Lending Act for credit cards) you must notify...

"If I paid someone's bill and NEVER enrolled my card on their account and once they receive a FINAL bill for there service my ac

Certain service providers will attempt to charge any credit or debit account that shows up in their records. This is not legal. To preserve your...

What are my options - Can they sue me? AND/OR my LLC company? I'm I protected as a single owner LLC since its an LLC?

Consult a consumer attorney and bring him/ her the complaint and credit card agreement. it is not possible to answer your question without...

Can a plaintiff or his attorney call and leave a detailed message about me on someone else's phone?

The conduct you describe is a violation of the Fair Debt Collection Practices Act if the caller regularly collects consumer debts. You have a...

Selected as the best answer

Does a collection agency really not have to provide proof of a debt?

I am afraid that municipal fines for violations of public health ordinances are not covered by the Fair Debt Collection Practices Act, which...

Went to court was told to file answer.that was march 29.paid off debt april 8.do i still need to file answer.

If you do not have a dismissal with prejudice from the plaintiff, file something stating that you paid the debt in full on 4/8/16 and appear on the...

Do I still need to pay the entire balance of the loan if the car was sold or kept?

Your description indicates a number of violations of law, such as failure to provide repossession notice and possibly an opportunity to bring the...