Archived
When you get a phone call from State Filing Legal Dept. about a 6/11/2011 Payday loan not paid and 3,770 due today . What do you
Daniel's answer
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Answered on September 13, 2016
You are being scammed. Provide no information. Do not pay. Hang up. Report the call to the Federal Trade Commission, Consumer Financial...
Archived
My husband is getting emails from a "financial crimes enforcement network"
Daniel's answer
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Answered on September 13, 2016
I am familiar with these emails. They are a scam. They also violate the Fair Debt Collection Practices Act and state counterpart, but finding...
Archived
What is legal with banks and payday loans in texas, if not paid back?
Daniel's answer
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Answered on September 12, 2016
This is a scam. There is no such office. Provide no information. Do not pay. Report this to law enforcement. It violates the Fair Debt...
Archived
Do I need to show up to my court summons?
Daniel's answer
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Answered on September 12, 2016
Show up unless you want a judgment entered against you. This is often done automatically by the clerk. You want the court case disposed of in...
Archived
How do I proceed with the following scenario:
Daniel's answer
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Answered on September 12, 2016
This appears to be a scam. Do not pay and do not provide information. Do report to law enforcement (Federal Trade Commission, Consumer Financial...
Archived
How can I correct my credit score which has been affected by incorrect information submitted by one lender?
Daniel's answer
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Answered on September 12, 2016
There could be violations of the Truth in Lending Act and Fair Credit Reporting Act, among other things. Write (not call, not on line) each of the...
Can a loan company garnish my wages for loan(I don't recall getting) from 9 years ago?
Daniel's answer
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Answered on September 11, 2016
If the document is a garnishment order, a judgment has been entered against you. Check the court docket and see if you can identify the case. If...
Bad Customer Service Resulting in Criminal Trespass Warning
Daniel's answer
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Answered on September 11, 2016
It should not be a public record.
A bank does not have to do business with anyone, as long as the refusal is not based on a protected class...
Archived
Can I really be arrested for a payday loan that was done online back in 2012
Daniel's answer
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Answered on September 09, 2016
I am familiar with these messages and they are a scam. Do not pay or provide information. Report them to law enforcement.
Archived
I paid a payday loan 3 years ago a debt collector is demanding payment. What can I do
Daniel's answer
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Answered on September 09, 2016
You are being scammed. Provide no information. Do not pay. Report to law enforcement.
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