On line payday loan

You are being scammed. Report the contact to law enforcement.

My father recently passed away and we are wondering what our responsibilities are to pay off small credit card bills?

His assets/ estate are liable for the debt. There are short time limits for claims against estates. You are not liable for a parent's debts.

Rescinding on the contract

There is no right to cancel a vehicle purchase unless it says so in the contract or there is something wrong with the vehicle. You may be liable...

Auto Loan Question

On an interest bearing loan, if you persistently pay late, the payments will not result in principal reduction. Document any agreement on...

Can I go to prison for taking out 4 loans on the internet payday loans.

You are being scammed. You cannot go to jail for not repaying a loan. Report the contact to law enforcement. Payday loans are dischargeable in...

Thank you. I have a follow-up. Should I have been sued by the collection agency, and can i sue them if I should not have been?

Your question is not linked to the prior question, nor are you identified. Please repeat the old and new questions.

I pulled my credit report and a collection agency is reporting my debt at a higher charge than what the original creditor is say

Is it possible that the difference is interest? Show the documents to a consumer attorney to see if there is something improper. You can also...

Only your wages can be garnished, if not esxempt. Money in a joint account is prima facie 100% owned by the judgment debtor. The account...

This sounds like a scam. A legitimate collector would send you a "notice of debt" as required by federal law within 5 days of the first contact...

Thinking of opening a business providing services to pay bills.

If you plan to accept money to be disbursed in accordance with customer instructions you are engaged in a banking or money transmission business,...