What if the payday loan has been charged off for over 4 years in texas

Since the statute of limitations is 4 years, you are not legally obligated to pay anything, even if the caller is in fact the lender or its agent,...

Am I able to take my former landlord to court for reporting an amount that was supposed to be written off to a creditor?

See a consumer lawyer. You may have a claim under the Fair Debt Collection Practices Act or Fair Credit Reporting Act if the settlement agreement...

How do I resolve inaccurate accounting of student loan debt?

Obtain your 3 credit reports (daughter should do also). See if the "loan" is listed. If it is, write to the credit bureaus with a copy to the...

You are being scammed. Do not provide information or money. Report to law enforcement.

Can I sue a company for taking money from my acct prior to agreeing to service?

Have a consumer lawyer review the documents. There may be violations of the Electronic Funds Transfer Act, especially if the intent was to have...

It is a scam. Report to law enforcement. Do not provide any information or money.

Am I able to sue a debt collection agency and a insurance company for deceptive practices, harassment and emotional distress?

An insurance company trying to collect a tort claim is not subject to the Fair Debt Collection Practices Act. Illinois law does not provide for...

How do I know how to figure out if I'm being scammed by the payday loan I own a payday loan

Demand proof of the debt and their authority to collect it. A legit debt collector must send you a "notice of debt" containing your right to...

Is there a service or legal firm that helps with illegal pay day loans?

If these are illegal Internet loans, you can change bank accounts from which any automated debits are made, and simply refuse to pay.

Can I be sued over a loan?

This has every earmark of a scam. People who are going to sue you send a "notice of debt' as required and then file suit. Report calls to law...