Archived
I was just contacted by a person saying they represent a payday loan company and that there is no statue of limitations?
Daniel's answer
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Answered on August 02, 2017
You are being scammed. It is not a felony, there is a statute of limitations, and the caller probably does not represent anyone you have ever...
Archived
Should I pay a judgment in full or try to negotiate?
Daniel's answer
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Answered on July 31, 2017
Negotiate. Often they will settle because they want to get paid at once and not take 15% of your wages for years. If you represent you can raise...
Archived
Someone sent me a check to deposit and cash for someone else is that illegal?
Daniel's answer
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Answered on July 31, 2017
This may be a common scam. Often the check is counterfeit, altered, etc. The scam works by having you remit the proceeds of the check before you...
How can I redeem my Federal Reserve account of my UCC 1 filing?
Daniel's answer
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Answered on July 29, 2017
The "federal reserve account" is the latest Internet scam. Individuals do not have federal reserve accounts.
Archived
Payday loan form 2012
Daniel's answer
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Answered on July 27, 2017
You are being scammed. Failure to repay a loan is not a crime. It is unlikely that the caller has any authority to collect anything. Do not pay...
Archived
Can the State of Illinois take my child support payments to pay for my student loans ?
Daniel's answer
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Answered on July 27, 2017
Have a consumer lawyer review the papers. This may not be legal.
Archived
I had a civil case in 2013 that was dismissed without prejudice. Can they still take me back to court.
Daniel's answer
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Answered on July 25, 2017
A case dismissed without prejudice may be refiled once, within the original statute of limitations or one year of the dismissal, whichever is...
Archived
I have filed EAD application after receiving my U visa. And few days back realised some identity theft/credit issue on my credi?
Daniel's answer
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Answered on July 25, 2017
With respect to the credit issue, you need to obtain copies of your 3 reports from the bureaus and dispute in writing with the bureaus all...
Archived
Can u be sued from a different states statue of limitations ?
Daniel's answer
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Answered on July 25, 2017
The Fair Debt Collection Practices Act makes it illegal to sue you except in the district where you signed a written contract or live at the time...
Archived
Should I pay a judgement?
Daniel's answer
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Answered on July 24, 2017
1. Calculate the amount due (judgment plus costs plus 9% simple interest).
2. Get a certified check and send it to the attorney with a cover...