Archived
My GF made unauthorized charges on my credit card do I press charges or call the credit card and report them as unauthorized ?
Daniel's answer
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Answered on August 04, 2017
1. If you provide a credit card to someone, insofar as third parties are concerned you authorize them to make charges up to the credit limit for...
Archived
Can they threaten me like this? Is this illegal?
Daniel's answer
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Answered on August 04, 2017
You are being scammed. Provide no money or information. Report the contact to law enforcement. The WI statute of limitations is 6 years from...
Got a call today from what seems like a real debt collector saying I'm being sued. How can I tell if this situation is legit??
Daniel's answer
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Answered on August 02, 2017
This is likely a scam. Legitimate debt collectors are required to and do send a written "notice of debt" within 5 days of the first contact. ...
Archived
I was just contacted by a person saying they represent a payday loan company and that there is no statue of limitations?
Daniel's answer
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Answered on August 02, 2017
You are being scammed. It is not a felony, there is a statute of limitations, and the caller probably does not represent anyone you have ever...
Archived
Should I pay a judgment in full or try to negotiate?
Daniel's answer
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Answered on July 31, 2017
Negotiate. Often they will settle because they want to get paid at once and not take 15% of your wages for years. If you represent you can raise...
Archived
Someone sent me a check to deposit and cash for someone else is that illegal?
Daniel's answer
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Answered on July 31, 2017
This may be a common scam. Often the check is counterfeit, altered, etc. The scam works by having you remit the proceeds of the check before you...
How can I redeem my Federal Reserve account of my UCC 1 filing?
Daniel's answer
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Answered on July 29, 2017
The "federal reserve account" is the latest Internet scam. Individuals do not have federal reserve accounts.
Archived
Payday loan form 2012
Daniel's answer
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Answered on July 27, 2017
You are being scammed. Failure to repay a loan is not a crime. It is unlikely that the caller has any authority to collect anything. Do not pay...
Archived
Can the State of Illinois take my child support payments to pay for my student loans ?
Daniel's answer
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Answered on July 27, 2017
Have a consumer lawyer review the papers. This may not be legal.
Archived
I had a civil case in 2013 that was dismissed without prejudice. Can they still take me back to court.
Daniel's answer
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Answered on July 25, 2017
A case dismissed without prejudice may be refiled once, within the original statute of limitations or one year of the dismissal, whichever is...
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