Archived
Defaulted installment loan, sold to collection agency now loans over 390% illegal in ny reported to credit agency. Recourse?
Daniel's answer
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Answered on January 14, 2018
Dispute the debt with each credit bureau in writing, pointing out the rate and illegality of the loan. If it is not removed in 30 days you have a...
Archived
Defaulted installment loan, sold to collection agency now loans over 390% illegal in ny reported to credit agency. Recourse?
Daniel's answer
|
Answered on January 14, 2018
Dispute the debt with each credit bureau in writing, pointing out the rate and illegality of the loan. If it is not removed in 30 days you have a...
Archived
Defaulted installment loan, sold to collection agency now loans over 390% illegal in ny reported to credit agency. Recourse?
Daniel's answer
|
Answered on January 14, 2018
Dispute the debt with each credit bureau in writing, pointing out the rate and illegality of the loan. If it is not removed in 30 days you have a...
Can i claim money back which was transferred from joint account to my x's personal account during our marriage period?
Daniel's answer
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Answered on January 12, 2018
This is not a banking question but a family law question. It should be answered by a Michigan attorney.
Can i claim money back which was transferred from joint account to my x's personal account during our marriage period?
Daniel's answer
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Answered on January 12, 2018
This is not a banking question but a family law question. It should be answered by a Michigan attorney.
Archived
How can I sue a telemarketing company?
Daniel's answer
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Answered on January 12, 2018
Talk to an attorney who handles cases of this nature. If it is a cell phone or residential, non-business landline the calls are illegal. The...
Archived
Does a defendant in a suite case file a rule 222l?
Daniel's answer
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Answered on January 11, 2018
This is a mandatory disclosure required by Ill Sup Ct R 222. It is particularly important if you have some affirmative defense, such as that the...
Archived
How long can they try to collect an old debt?
Daniel's answer
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Answered on January 11, 2018
Assuming that the property was in Illinois and that Illinois applies, and that the second mortgage qualifies as a contract entirely in writing...
Archived
My husband owes money for school loans that went into collections. Last year they took all his return from taxes what can I do?
Daniel's answer
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Answered on January 07, 2018
He should explore rehabilitation and income based repayment
Archived
Can I get negative balance on a credit card back?
Daniel's answer
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Answered on January 07, 2018
The Truth in Lending Act requires that a positive balance on a credit card be refunded after 6 months. Generally this means sending you a check.
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