How can my finance company continue to charge interest on late fees?

If you pay late/ defer payments on an interest bearing contract interest continues to accrue, so that if you make the original number of payments...

You have been reading Internet nonsense. The credit of the United States is better than yours and there is a legal obligation to take currency. ...

What can I do?

See a consumer attorney immediately. Landlords use specialized credit bureaus for screening. It is not uncommon for them to pick up someone with...

I have a garnishment from an account that has been at least 8 years ago at this time, maybe longer. Is this legal?

A judgment may be enforced in IL for 20-27 years. It must be revived after 7. It is possible that service was not made in the underlying case. ...

Call from Department of Justice

This is a scam. Report the call to the U.S. Attorney or FBI.

Is there an expiration date to pay off a debt if the settlement letter from debt collector is almost a year old?

An offer can be accepted within a "reasonable" time. Do not assume that a court would consider a year reasonable. Make and document a new...

Can I be served a Foreclosure summons before the 30 Day Debt Validation period is over?

Collection activities may continue unless you request validation. Have a consumer attorney review the papers for violations. It should not cost...

Can a nursing home have a social security check deposited into their own account?

Her signature may not be effective. Furthermore, regardless of whether it is effective, the nursing home cannot collect more than the contract...

What can a collection agency do about a false claims that I never done?

This sounds like a scam. Report to Attorney General, Federal Trade Commission.

Can a personal finance company, such as Onemain, call family members and tell them you are behind on payments?

If a debt collector made such calls it would violate the Fair Debt Collection Practices Act and you could sue. Original creditors are not covered...