Archived
I was issued a Citation To Discover Assets (Third Party). Will I have to go to court even though I paid the debt?
Daniel's answer
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Answered on March 24, 2018
You should file a motion to vacate the judgment and dismiss the case on the ground that it has been paid. Notice it for the same date. That way...
Archived
How do I get a bill collector to stop calling a family member?
Daniel's answer
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Answered on March 23, 2018
A third party (outside) collector can call you or your spouse and disclose the debt. If they disclosed the debt to anyone else it is a violation...
Archived
What should I do in this situation?
Daniel's answer
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Answered on March 22, 2018
It is unclear whether the 2006 and 2014 actions are the same case, in which a judgment was entered in 2006 and made the subject of revival or...
Archived
Should I pay the debt collectors for emergency ambulance service to an in-network hospital more than 2 years ago or dispute it?
Daniel's answer
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Answered on March 21, 2018
Provide the ambulance service and its collector the insurance information and ask them to submit a claim. If it is denied because untimely and you...
Archived
How can I have a rep o car that was my husband’s removed from my credit report.
Daniel's answer
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Answered on March 20, 2018
You do not indicate what your relationship to the debt was. If you are legally liable, it cannot be removed. Note that Illinois has special...
Archived
I just agreed to a payment plan for a summons i was given. Do I still need to file an appearance and answer?
Daniel's answer
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Answered on March 19, 2018
An appearance and answer may not be necessary, but show up and make sure the order is entered as agreed. Also make sure that the order covers such...
Archived
How do I remove my name from being a cosigner on a home loan?
Daniel's answer
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Answered on March 19, 2018
You cannot get off the loan without the agreement of the creditor, which sometimes can be obtained for money. Also, the principal debtor can...
Can I negotiate a settlement for less than I owe for credit card debt at the court during a default judgment hearing?
Daniel's answer
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Answered on March 18, 2018
Appear, object to the motion for default judgment. If you have the money bring it and ask the Court to enforce the settlement. If you can't do...
Archived
Can Us Cellular garnish my wages?
Daniel's answer
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Answered on March 17, 2018
Not without suing you, serving you with a summons and complaint, and getting a judgment.
Archived
Can a car financing place take you to court after years of the car being repossessed and sold to get back the difference ?
Daniel's answer
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Answered on March 15, 2018
Unless payments were made within the last 10 years, it appears that the debt is beyond the statute of limitations.
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