How do I handle a summons from a collection agency?

1. You must follow the instructions on the summons and appear. 2. In some cases in Illinois a summons may be served as little as 3 days in...

Show all of your documents to a consumer attorney BEFORE paying or agreeing to pay or doing anything else, except as noted below. Consultation...

Is this right?

The statute of limitations is probably five years from default/ last payment. This could be a scam, or someone who doesn't agree with our view of...

What is the Indiana statute of limitations for collection of bank overdraft fees?

Probably 6 years. See if they send you a written notice of debt, as required. If not, assume it is a scam. Meanwhile, provide no money or...

Can Chase take what wasn't paid from the voluntary repossession of a vehicle that was sold ?

Yes. As long as the only name on the account is a person liable on the debt. Banks have a right of setoff that permits this in many cases. It is...

If you cosigned the loan and the lender complies with all notice requirements relating to cosigner liability, you can be held liable. Any...

If your mother signed the mortgage when hers was the only name on the title (deed), the bank has a valid security interest in the entire house and...

Can a bank sue me, for an account I had in 2012?

This could be a scam. This could be an attempt to collect a judgment. This could be an attempt to collect something not reduced to...

Can a judgment be entered against me even though I am a collection-proof debtor?

Allowing a judgment to be entered against you is never good. The appearance fee can be waived on a showing of financial hardship. Put the...

Do payday loan stores use state mediators to collect debts?

This is a scam. The statute of limitations is not more than 10 years so nothing is collectible. Do not provide information or money. Report the...