I received a wage garnishment from Resurgance and the debt is more than 10 years ago. Can they do that?
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Answered on November 18, 2023
A wage deduction order means you have a judgment against you. Judgments are enforceable for 17 to 27 years in Illinois, depending on date and amount.
How do I find a “consumer law” attorney?
Daniel's answer
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Answered on November 15, 2023
The bank may be on the hook for the matter, if it took an assignment of your contract or if your dealer set up the transaction. You do have to...
Auto loan, car repo'd 9-10yry ago, loan closed now bank took $ recently for loan payment?
Daniel's answer
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Answered on November 14, 2023
A bank has a right of "setoff" entitling it to apply the assets of someone who owes it money to the debt. It is not subject to a statute of...
Is this a scam? I received this in an email.
Daniel's answer
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Answered on November 13, 2023
This communication bears every earmark of a scam. Provide no information or money to the sender. Report to the Federal Trade Commission, state AG.
Can a loan company call someone not on your reference list?
Daniel's answer
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Answered on November 12, 2023
Whether they can contact third parties depends on (1) the purpose of the calls, (2) what is said, (3) whether the calls are made by the loan...
I sent a debt validation letter to a creditor and instead of responding they sold the debt to another creditor?
Daniel's answer
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Answered on November 06, 2023
There may be a violation of the Fair Debt Collection Practices Act. Have a consumer attorney look at the correspondence. There should be no...
How do I handle a potential payday loan lawsuit?
Daniel's answer
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Answered on November 02, 2023
You are being scammed. Provide no information or money. Any such debt is long past the statute of limitations.
Should I get a new debit card?
Daniel's answer
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Answered on November 02, 2023
The incoming electronic check was most likely fraudulent. Under no circumstances should you accept an instrument, paper or electronic, and then...
I’m being summoned and required to file my appearance in court.
Daniel's answer
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Answered on October 30, 2023
Have the court papers and other papers relating to the debt reviewed by an attorney who defends such cases. It should not cost you anything to...
Is this a scam?
Daniel's answer
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Answered on October 30, 2023
This is a scam. Provide no information or money. Report to the FBI (purports to come from Department of Justice employee).