Can i be sued for a debt that is from 2010?

This is almost certainly a scam. The statute probably has run. A check has a 3 year SOL in Illinois.

No. You are being scammed. Report the communication to the Federal Trade Commission and state Attorney General.

Can a creditor report a charge off on my credit report, if I paid the full balance through a judgment?

If the information on your credit report is accurate it can remain there for 7 years from chargeoff. Payment of a debt sent to collection, with or...

You don't provide any dates. If this happened within the last 30 or 60 days notify the bank in writing IMMEDIATELY. Use means that provide proof...

Should I consider a small claim suit?

Notify you bank in writing that the charge was unauthorized and that no overdraft fees were therefore permitted. If the bank does not void all of...

Check Fault with Bank of America

A person who deposits or cashes a check warrants to the bank that it is valid and good. The bank is not obligated to verify that the check is...

Can you call a credit card company’s lawyer to try to settle an account before actually going to the scheduled court date?

You can. Make sure that you don't default until an order disposing the case is entered. Try to avoid (1) entry of a judgment, or (2) admission of...

Can I take legal action against this dealership?

You may have claims against both the dealer and, if the dealer arranged for financing by Chase, Chase, both for the refund and the credit...

Will I be on trouble with the bank if this is a scam?

If you deposit a check into a bank, you warrant that it is valid and goodl Any "job" that involves you depositing checks and remitting part of...

When does the statute of limitations clock start for an auto loan in the state of Wisconsin?

You need to see a lawyer with the documents and the exact dates of your residences in addition to the dates you have given. If the contract is a...