Hi I received a check in the mail that was post to be for a car wrap to advertising and so I cashed it at my bank

You owe the money. The deposit of a check is a warranty that the check is good. If it isn't, you owe the bank the amount of the check. ...

What can i do about being over billed by $120,000.00 ?

Your question cannot be answered without knowing what the bill is for, why you are entitled to a $120,000 adjustment, what the "credit" is for, and...

What is a wild card exemption ?

You are entitled to a $4,000 exemption under IL law (735 ILCS 5/2-1001) for any asset not otherwise enumerated in the exemption statute. It can be...

I was talking with a collection agency who brought my debt from another agency. They decided they wanted to take me to court.

Provide whatever documents you do have to an attorney who defends collection matters. It should not cost you anything for a consultation (at least...

Plaintiff wants to non-suit his vacated judgment against me, presumably to refile?

Most debt buyer cases that are nonsuited are not refiled. If it is refiled, the likelihood that a debt buyer can prove a debt of 2008 or 2009...

Try filing a complaint with the Illinois Department of Labor.

Get out of a car loan I’m the primary?

The only way you can get off the debt is if your son refinances in his name, which may or may not be possible The entire purpose of a creditor...

I was served a Alias Summons but, it is not the correct last name! Do I still need to go to court?

You absolutely must go to court, or a judgment may be entered which the plaintiff can then attempt to enforce against you. You need to inform the...

You cannot be sued. The debt is beyond the five year statute of limitations. The letter may well violate the Fair Debt Collection Practices Act. ...

Can a dealership run your credit without permission?

A creditor can run your credit if you apply for credit or in collecting or reviewing an account. If you could prove that creditor ran credit for...