Archived
How do I know if it's one of those kinds of credit card? I'm so confused and scared. The girl on the phone was really nasty.
Daniel's answer
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Answered on September 19, 2018
The IL statute of limitations on a general purpose credit card is 5 years, measured from default or last payment. This sounds like a scam.
Archived
How long does a debt collector have to sue me for a credit card debt?
Daniel's answer
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Answered on September 19, 2018
The statute is 5 yrs for a general purpose credit card, but it runs from default or last payment, whichever is later
Archived
Close to 20 Thousand dollars was withdrawn at an atm in one day from my ace flare debit card account issued by metabank
Daniel's answer
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Answered on September 19, 2018
Notify the bank immediately and confirm in writing. Specify whatever transactions are fraudulent and make sure the list is accurate. Immediate...
Archived
What does it mean when the judge motions stricken as the plaintiff did not show?
Daniel's answer
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Answered on September 18, 2018
A motion filed by the plaintiff was stricken because the plaintiff was not there. It does not mean the lawsuit was dismissed.
The statute of...
Archived
Wrongfully sent to collections
Daniel's answer
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Answered on September 18, 2018
The answer depends on what "very behind" means and whether it was inconsistent with wait times on prior visits. If we are talking about more than...
Archived
Can a cable company change your debit payment into a ACH payment without authorization?
Daniel's answer
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Answered on September 18, 2018
No. Debiting a consumer's bank account via ACH requires consent of the consumer. if done on a regular basis, it requires an agreement in writing...
Archived
What kind of attorney should I look for?
Daniel's answer
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Answered on September 17, 2018
Send a "qualified written request" with these questions to the address for such requests on your monthly statement. Also ask for a complete...
Archived
Dealership issue?
Daniel's answer
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Answered on September 17, 2018
The answer depends on what "the engine blew" means and how clearly it can be fixed. If it can be fixed and a reasonable person would agree that it...
Archived
What kind of legal assistance is available with online tribal lending?
Daniel's answer
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Answered on September 17, 2018
Check with your state financial institutions regulatory if the particular lenders are authorized to lend to residents of Kentucky. If not, you can...
Archived
What happens to residual debt after citations and the debt collector was awarded everything they were legally entitled to?
Daniel's answer
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Answered on September 15, 2018
If the creditor asks for $5,000 and is awarded a final judgment of $3,000, the other $2,000 is extinguished. You cannot be sued again.
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