Archived
My boyfriend received a third party citation as an adverse claimant? What does this mean and is he required to appear??
Daniel's answer
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Answered on December 02, 2018
It is possible that your boyfriend's name shows up on some account or property that the judgment creditor is seeking to seize and apply to the...
Archived
Am I still liable for a credit card debt that was charged off over 9 years ago?
Daniel's answer
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Answered on December 02, 2018
The statute runs from last payment. It is possible that the debt buyer is claiming a payment within 6 years. It is also possible that the statute...
Archived
How long can a judgment collect on money owed after they have dismissed it once?
Daniel's answer
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Answered on December 02, 2018
A judgment in Illinois is good for 20-27 years. It has to be "revived" under certain circumstances after 7. It is not clear what was "dismissed" ...
Federal Process Service. Is there a time limit for service of summons? Is such limit renew upon Filing of an Amended Complaint?
Daniel's answer
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Answered on November 30, 2018
You have 90 days from filing.
An amended complaint does NOT extend the time unless it adds parties.
A motion to extend time should show good...
Archived
What are my rights (if any) on a 7 year old debt when living in Indiana. I now live in Illinois?
Daniel's answer
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Answered on November 27, 2018
If you defaulted while living in Indiana the statute of limitations is 6 years from the last payment.
If in Illinois, it is five or ten years,...
Archived
Would I be able to sue in federal court for harassing debt letters by Linebarger Goggan Blair and Sampson?
Daniel's answer
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Answered on November 25, 2018
The letters are not subject to the Fair Debt Collection Practices Act. Traffic fines are not "debts" subject to the Act, which only pertains to...
Form 4100R Reaponse to notice of final cure payment?
Daniel's answer
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Answered on November 24, 2018
Consult a consumer lawyer immediately. The response to the final cure notice is normally binding on the mortgage company. There are potential...
Archived
Who responsible me or the bank clearing a bad check?
Daniel's answer
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Answered on November 24, 2018
I am afraid that you are. One who deposits a check warrants that it is valid and good.
Archived
Illinois District Court - How do you serve a cross-claim on a co-defendant who sent a waiver of service but did not appear yet?
Daniel's answer
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Answered on November 23, 2018
I suggest that you hire a process server, not use a waiver. You now only have 90 days to effect service.
Archived
How do I sue postmates for them taking 95$ out my account unauthorized and they won’t give it back?
Daniel's answer
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Answered on November 23, 2018
Dispute the debit with the financial institution that issued the card. Follow up in writing. The institution is obligated to investigate and...
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