Archived
I realized that i have been hit with overdraft fees on atm/debit transactions.I am not enrolled in overdraft protection, legal?
Daniel's answer
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Answered on December 24, 2018
On a consumer account, you must affirmatively elect to have overdrawn funds advanced. Consult a consumer attorney. It should not cost you...
Archived
Do i have a case
Daniel's answer
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Answered on December 20, 2018
See a consumer lawyer immediately. If the dealer made the deal conditional on selling the contract they can undo the deal but not treat it as a...
Archived
Do I have to endorse my settlement check to my finance company?
Daniel's answer
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Answered on December 15, 2018
You are obligated to endorse the check. The finance company has a security interest in the insurance proceeds. The destruction of the collateral...
Archived
Must I file a Motion for Extension of Time to file a pleading late?
Daniel's answer
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Answered on December 15, 2018
Your best course of action is to file a motion for leave to file instanter with the document attached.
You do not indicate what the pleading is....
Archived
The loan on my house is in my exhusbands name and was sold to a debt collector. The debt collector will now not take partial pay
Daniel's answer
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Answered on December 14, 2018
Consult a consumer lawyer immediately. There are issues to look into that cannot be answered from your inquiry, such as your personal liability,...
Archived
Hi my name is Ronald Johnson. Can I recover money overcharged me by my Water company?
Daniel's answer
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Answered on December 13, 2018
Given the fact that five years is the applicable statute of limitations and that there is an issue as to whether money voluntarily paid can be...
Archived
I bought some things from a vendor 15 months ago and he just emailed me and said he never ran my card through.
Daniel's answer
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Answered on December 12, 2018
The statute of limitations is 4 years for the sale of goods and 5 or 10 for the sale of services, depending on the documentation.
Archived
How can I get my money back??
Daniel's answer
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Answered on December 12, 2018
1. File suit.
2. Complain to the Illinois Secretary of State police and the Illinois Attorney General.
Archived
I just had my bank account garnished for an account I did not open. Van this be reversed?
Daniel's answer
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Answered on December 10, 2018
It would be necessary to attack the judgment. Service in the case may be defective if it was on anyone other than yourself (normally a family...
Archived
Can I be garnished??
Daniel's answer
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Answered on December 09, 2018
It sounds like you come within the "carveout" in the garnishment statute. A garnishment can be issued but the employer would not withhold...
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