Do I have case?

The bank is not required to do business with you. Unless the refusal is based on race, gender, etc., you do not have a claim because it closed...

If the "company" is a depository institution (bank, credit union, etc.), you owe it money, and the savings and checking accounts are held under...

Can you be charged fees or intrest on a closed/charged off as bad debt monthly?

Chargeoff is an accounting procedure designed to remove bad debt from the books of a financial institution so it is not counted as a valid asset....

It is a scam. The debt is beyond the statute of limitations. Mediators do not call people.

What can i do about a car with a flood branded title that was sold to me by a dealership without informing me of the branding?

Sale of a branded vehicle without disclosure is consumer fraud and breach of warranty. There is an issue as to whether you signed a title document...

The death of a primary borrower is normally defined as an act of default.

Can a mediator summons me re: a overdraft debt from 2010 in Illinois.

This is a scam. Mediators do not call consumers up and demand money. They try to settle disputes. Report the call to law enforcement.

This depends on the contract between the insurer and hospital, if any. Whether a contract exists and its terms can often be discerned from the...

Who is responsible for the outstanding balance on a HELOC when my mother dies?

Debts are not inherited. However, the creditor can foreclose on the property if the line of credit is not paid.

If I take out a reverse mortgage and do not draw on a portion of the funds do I receive interest on the unused funds?

No. You are assessed interest on the amount you draw. The mortgage company on a reverse mortgage does not pay or credit you with interest.