You need not appear unless the docket shows you were served. Check at 3 week intervals to see. (You have 30 days to move to vacate a judgment.)

If my account was sold to a collection agency can that agency sue me

They can sue you. Whether they can prove a case if you defend the lawsuit is another matter. For example, the plaintiff has to prove that the...

What is the statute of limitations for a automobile charge off in Texas?

The statute of limitations is 4 years, measured from default and possibly from last payment.

I want to know if certain documents are real.

Any scheme whereby you have to pay money to receive money or whereby you get money and have to remit part of the proceeds should be treated as a...

There is no fixed amount of time. it would be a good idea to file a response in advance of the presentation date. You can also ask for time to...

Can I sue my Chase for negligence,emotional stress.The bank teller who never notified me of chase can close my account ?

If the account provided for the extension of credit as well as the deposit of funds, you may be entitled to an "adverse action notice" stating the...

What’s the statue of limitation for a voluntary repo?

The credit reporting period is seven years from chargeoff. The statute of limitations is only 4 years if the contract is a retail installment...

Can I still be sued for none payment since 2011 on a US bank credit card?

The statute of limitations on a general purpose credit card in Illinois is five years, measured from last payment or breach, whichever is later. ...

How large of group is needed for a Class Action?

Small class may be feasible. See an attorney who handles such cases. Should not cost you anything (at least that is our practice).

If a borrower does not recieve a notice of loan transfer from the original or new lender can legal action be taken?

If servicing is transferred, the transferor normally has to send a letter 15 days in advance and the transferee 15 days after. A joint notice can...