I recieved an order of default postcard from the cook county court relating to a collections agency, what do I do?

1. Someone claims you were served and failed to respond. Since service on family members or by mail or by other means ordered by a court is...

How would i still owe at a bhph if they gave me a pay off amount after accident and it was paid?

1. Request an account history from the dealer in writing. They are obligated to provide one. Show it to a consumer lawyer, along with the...

How do I prevent a wage garnishment, even though I never used/returned the money Payday gave me ?

If by "garnishment" you mean a wage assignment, you can cancel it by written notice to the creditor and employer.

Can I go to court for my wife in il who's bank accounts are frozen and assert a wildcard exemption for her?

Technically she or an attorney has to appear. File the claim in writing. If she can appear with you she should.

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I have recovery company that stopped sending thing. They have started again. It has been more then 10 years since account open.

If it has been 10 years since default or last payment, the debt is probably barred by the statute of limitations (the longest in Illinois being 10...

Will I get sued for a payday loan?

The call has every indication of a scam. Unless they send you a written "notice of debt," ignore them/ report to law enforcement.

How can i find out the real interest rate I’m paying on my car?

There are software programs such as TValue which calculate APRs. A material misstatement of the APR might give rise to a claim. There are short...

Do I have to sign a new lease agreement ?

1. Check the lease and see if it is a lease by a third party leasing company or the dealer. If it is by a third party leasing company the dealer...

I had a repo car can the bank take my social security to pay the past due balance ?

No, SS is exempt under federal law.

Can I sue my bank for repeatedly withdrawing unauthorized funds?

Send a letter to the correspondence address on your statements identifying the improper transaction. Failure to correct promptly violates the...