Does a collection agency automatically have the right to look into your credit reports?

A creditor or its agent has the right to pull a credit report for the purpose of collecting an account

How can I know if I have been supeaned?

Check the court docket for your county of residence. All of the Chicago metro area court dockets are on line.

I got a Sommons to come to court over a credit card that I gave my daughter and she didn’t pay it. Now I’m going to pay it. ?

Your question does not indicate (1) who is liable on the card -- one or both of you or (2) whether the suit is by an original creditor or a debt...

$25,000 oral loan Can I be sued for breach of oral contract that's 10yrs old?

The statute of limitations in Illinois on a contract not entirely in writing is 5 years, measured from breach of last payment.

The Plain Green loans are unenforceable. You can refuse to pay them. Suing Plain Green is a difficult proposition because of a "rent a Tribe"...

My credit card and debit card was stolen. can I sue them because they didnt ask for any identification or she didnt have my pin?

Dispute the charges in writing with the card issuers. It is their obligation to investigate and cancel the charges. If they fail to do so, you...

What can I do?

This is a scam. Report to law enforcement. Do not pay/ respond/ provide information.

What can I do to dispute a collections notice I received?

Send a letter back to the debt collector stating that you dispute the debt and that you want a copy of anything you signed and a history of the...

Can I be sued for a payday loan from 2012 in the state of texas?

The statute of limitations is 4 years, measured from breach or (maybe) last payment. If you did not pay within 4 years you cannot be successfully...

I got a call from ACA Mediations saying that I owed overdraft to a bank out in Ohio. Is this company a scam the internet say yes

Scam. "Mediators" do not contact people to collect debts.