Credit one bank closed my account without my knowledge. The bank give on reason. 18 years I had the account.

A credit card company is not obligated to continue to do business with you. However, they are obligated under federal law to issue a true and...

You also agreed to an arbitration clause. Send a demand for arbitration to the JAMS office in Chicago. It costs you about $250. JAMS will send...

Is a wife responsible for her dead husbands credit card debt in Illinois?

Under the federal Equal Credit Opportunity Act, each spouse can obtain credit on the own, so you should be able to avoid liability.

Good morning my car has a three year warranty on it and it’s been approved for repairs but the car lot won’t help me .

It is possible you have a claim. You need to show a consumer attorney all documents relating to the matter, including purchasing and financing...

Does this mean the dealership has to fix the issue?

Illinois has a statutory warranty of merchantability and freedom from powertrain defects good for 500 miles or 15 days, whichever comes first, with...

What to do when car dealership are not reporting on time payments.

A creditor is not required to report. It can assume such a duty by contract. If it reports anything it must report completely and accurately.

Are travel trailer covered under the lemon law?

You probably have claims, although we rarely use the Lemon Law. Have a consumer protection lawyer review the facts. It should not cost you...

Can you be served a summon by it being left under your door on a Sunday?

It is proper only if you were there and would not open the door, or if a court order permitting alternative service was issued. It is likely that...

What can I do?

See a consumer lawyer immediately. A car with the check engine light on cannot pass emission tests. It is illegal to sell a car which cannot pass...

Is it legal to charge interest on a car repossession judgment in Illinois? If so, is there any recourse?

Judgments in Illinois bear interest at the rate of 9% simple interest. The problem is that 9% interest on $23,000 for one year is $2070 The...