FCRA Fair Credit Reporting Act says accurate information must be removed from my credit report after 7 years.

Great question. It's a common belief that all information on a credit report must be deleted after 7 years. However, it's a false belief. Here is a...

I just figured out that has 3 negative marks on my credit report. The problem is, these debits are not mine, I lived in Orlando

It is estimated that one in four consumers has an error on his/her credit report. If the information being reported about you is inaccurate, you...

I have some old debts that are no longer on my credit reports. If I settle the debts, will they reappear on my credit report?

As my colleague aptly points out, there are many considerations with respect to your legal obligation to pay a debt, and if you opt to so, how you...

What happens if I don't pay a civil demand, does it affect my brother's credit score? (as the bill is for his name)

I'm not sure I follow your inquiry, but I can tell you this, if there is a judgment in a person's name, it's likely to show up on that person's...

I am 19 years old I have found out that my parents have had stuff in my name since I was 14 and my credit is ruined can I sue ?

First I would like to say I'm sorry you are dealing with this. Sadly, family or so-called “friendly” fraud is on the rise. We have helped consumers...

Mr. Garrett gives great advice on both counts. Presuming you have no involvement in misuse of the credit account, I can not imagine that a claim...

Once the irs investigates your claim for identity theft and notifies you no longer owe them, how can you get information from

If you are interested in filing a civil lawsuit related to identity theft, I would suggest that you consult with a consumer attorney. There are...

I had a car repossessed for a month. My credit report shows that the car has been repossessed from August 2010 till now

By "them," I presume you mean Equifax, whom you state is currently misreporting, as Experian once was, but has since corrected your credit file?...

Under federal law, a judgment may continue to report on your credit file for the longer of 7 years from the date of entry of the judgment or the...

How can i dispute things that been on my credit for over ten years.

Great questions. Additional information is necessary with respect to the age of the tradelines. At first blush, it sounds like some of this...