How long does a repossession stay on your credit?

Here is a link to how long adverse information may remain on your credit report under the FCRA....

I need a court verdict which states the loan was result of Identity theft.

If you are an ID theft victim, I would suggest that you reach out to a consumer attorney to explore your rights. Your circumstances, unfortunately,...

My question refers to the fair credit reporting act section 605-2. I received a judgment against me in 2012 for which i owed

Federal law requires that a judgment be removed from your credit report after the later of seven years from the date of entry of the judgment, or...

We hear from many consumers who contact us because of items on their credit report they would like to have removed. Unfortunately, if the...

I recently seen that a woman sued Equifax for failing to fix errors on her credit report. I been the same problem for 5 years.

I suspect you are referring to the Miller v. Equifax matter. And, yes, federal law prohibits inaccurate reporting in situations such as Ms....

Credit score went down because of a late payment on a petty amount. Is there a way to repair it?

We hear from many consumers who contact us because of items on their credit report they would like to have removed. Unfortunately, if the...

How does my girlfriend handle identity theft from her relative!?

Sadly, this is not an uncommon situation. ID theft is the top consumer complaint in the nation, and has been for over a decade. Your girlfriend...

Do credit reporting agencies have to remove old/unpaid debt after so many years or does it remain on your report forever?

Great question. No, the information must be removed pursuant to the mandates of a federal law known as the Fair Credit Reporting Act. A...

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Is it against the law to have someone elses ID,and or credit card?

So long as you have not used the information in the card carrier to the detriment of the owner. I would take them to the local police department so...

What can I do about a website that contains personal information about me? I think someone is trying to get my idenity b/c of it

Contact a consumer advocate in your state. www.naca.net has an attorney search feature that may help you. If someone is obtaining a background...