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I need advice on what to do about my personal credit. About six years ago I had lost my job. At the time my credit was good.
Amy's answer
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Answered on July 20, 2012
Your situation is a tough one that so many are facing in this challenging economic time.
The questions you present are good ones. Too often...
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Can I get into legal trouble for putting false information in a credit card application?
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Answered on July 20, 2012
Hello, Neighbor!
The information on a credit card application should be accurate. If it truthfully responds to the listed inquiry, it should not...
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Can I sue a Dr./Radiology for an employee who took my patient info with SS# and copy of drivers license and stole my identity?
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Answered on July 19, 2012
I would suggest you contact a consumer advocate in your area. He/she will be privy to state and common law claims that may be available to you...
Archived
If a person has had a foreclosure in the State of Ohio, can they own property again at a later date?
Amy's answer
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Answered on July 19, 2012
Yes, they will be able to enjoy home ownership again. If they are unable (like the vast majority of consumers) to purchase a home without...
Archived
Home & Mortage is in Ex husbands Name only it went into Forclousure, WE got Divorced ,Why is it on My Credit REPORT?
Amy's answer
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Answered on July 19, 2012
I would suggest you contact a consumer advocate in your state. An Oklahoma attorney will be best suited to provide you feedback, starting with...
Archived
Do I have any legal action here?
Amy's answer
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Answered on July 19, 2012
It is estimated one in four credit reports has a serious error. As you have discovered, this can lead to all sorts of adverse actions, such as...
Archived
Do I have a case?
Amy's answer
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Answered on July 18, 2012
A background check is a consumer report for purposes of the Fair Credit Reporting Act. The Act has mandates upon both the company supplying the...
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Had disputed accounts removed from Transunion but not Equifax and Experian. Where do I go from here?
Amy's answer
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Answered on July 18, 2012
It's not uncommon for one bureau to do the right things while the others do not. I would suggest you gather all of your disputes, responses and...
Archived
Can a judgement be removed from credit report w/o vacating a judgement because it has been over a year since the claim was filed
Amy's answer
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Answered on July 16, 2012
The length of time adverse information may remain on your credit reports depends on what the information is. Here is a link to some common types of...
Archived
Was frauded out of 5,000. to invest in property, need a attorney to help. What type of attorney should I seek?
Amy's answer
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Answered on July 16, 2012
To some extent, it depends on the type of transaction. For example, were you acting as a consumer dealing with a business or was this a business to...
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