What can I do?

As Ms. Koslyn notes, please see the responses to this identical inquiry previously posted.

With identity theft being the top consumer complaint in the nation for well over a decade, your concerns are certainly understandable. As a...

Can a lawyer help me to fix my credit ?

Federal law requires that credit reporting agencies remove inaccurate information. Based upon your inquiry, it does not seem that the information...

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Is they a such thing of removing a bankruptcy of my credit report?

I agree with my colleagues that a "guarantee" to remove a bankruptcy (or any ACCURATE information) information from your consumer report should be...

How to avoid being sued after you settle a debt?

The good news is you haven't sent the check yet. I have seen many consumers "settle" a debt only to have the collector sell or assign the debt to...

How to I get bad score change if its not my fault?

Unfortunately, if you an account holder, and were at the time the charges were made, you will be liable. If you are an account holder and payments...

It seems that setting a rate at 33% is not a free market based way of conducting business. Who sets this rate and why at 33% ?

It is really unclear what you are referring to specifically. Please post a more specific inquiry, or feel free to contact my office for a free case...

How bad is my credit score if my ex husband doesn't pay the credit card at 21,000$

I'm not sure I follow your question, but I'll give you a little information based upon the facts that you have presented here in the hopes it may...

Does applying for a credit card and getting denied hurt your credit?

Application for credit will appear as an inquiry on your credit file, which is adverse from a credit scoring perspective. For this reason, we often...

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I opened a credit card under my mom's name. The credit card co has closed the account because they suspect fraud. I am so scared

It's not possible to tell you what the credit account company will do. They may very well file a report with authorities if they believe you...